Home > Insurance for Non-Profit Agencies, their Members and Employees

We have insured state and local agencies such as ARC for the last 40 years. We can do the same for your organization.

Commercial Automobile Insurance
We'll look for the best combination of premiums and coverage, based on the types and number of vehicles, and the assets you need to protect. Currently discounts up to 30% are available.

Workers Compensation
We'll help you select the right plan for your industry. With access to many voluntary markets, the Frye Agency can offer a variety of payment plans. We also make sure your organization is properly classified and priced correctly. We can also assist you in preparing and implementing operational strategies that reduce the potential for losses and save your organization money.

Commercial Package
These comprehensive policies can be tailored to meet many of the insurance needs of the organizations in our community. Most policies will generally contain the following components:

Property protection - for fire, theft, and other damage for your buildings and business equipment
We'll help you to assess your exposure and pick the best type of coverage for maximum cost effectiveness. We can customize a plan that coverage your building and its contents, such as your office and production equipment, and your signs, against damage of all kinds, including storm damage and vandalism.

Liability protection
We'll help you develop a plan to protect your organizational assets from damage and injury claims made against you or one of your staff or your products.

Business interruption protection
We'll help you determine if you need a plan that provides replacement revenue when your organization is temporarily shut down, for example from a natural disaster.

Professional Liability Insurance
We provide professional liability insurance for a variety of occupations. By matching the policy to your specific needs, we are able to provide the right coverage and great rates.

Flood
A specialized property protection for your assets that are exposed to risk of damage from flooding.

Life and disability insurance for your workers, owners, management and "Key Men"
We offer plans to cover key individuals crucial for the organization's success, such as partners or key salespersons. This insurance can cover a business loan or compensate for the income loss from a key contributor becoming disabled.

Group Auto Insurance for Employees, Members and Their Families
Besides providing coverage for your agency, we can offer group auto insurance programs for your association members and their families, in particular a "no down payment, no interest" group auto policy that can even be billed weekly.

Our long history with The Arc of Massachusetts and similar agencies has made us an expert in this business segment, and you can benefit from our decades of experience.